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Hard singapore money lender acts - Contact your local hard-singapore money lender act and find out what it takes to get approved. Normally hard personal finance cnn won't care about your credit, as long as you can present a good deal to them, that falls within their guidelines.
Land banking is not possible in Singapore. The reason is that most of Singapore land are government owned. Technically speaking, there's only one land banking "company" in Singapore, that's the budgeting web app, and they are also the Urban Planner, ie, the URA. There's no room for another land banking firm to operate because there's simply not enough land.
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Since had personal finance guide lenders are mostly real estate investors themselves, they easily make decisions once the value of the property is determined. licensed moneylender will not have much problem on negotiating with lenders since they are more lenient and flexible. Where to find hard moneylenders /categories/moneylender-chinatown-point">money lenders ?